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Your Privacy is Guarded
by Ninjas

Not really, but we do hold your privacy to the utmost importance. We will not sell, share, or trade your information with any third party.

Privacy Policy and Guidelines

Use of this website, www.zfactor.ca signifies your agreement to the Privacy & Terms.

Privacy Policy

We respect your privacy. We will never sell or rent our mailing lists to third parties for email marketing or any other purpose. We may advertise and include the advertising of others in our email and/or post publications; we respect the purpose for which site visitors give us their personal information; we send our email publications only to those who request them. Occasionally people subscribe for their friends, and while we cannot prevent that, we provide information to all regarding how to easily unsubscribe if requested.

Website Terms of Use

Disclaimer

We do our best to keep all information contained on the www.zfactor.ca  website up to date. Please note rates, listings and other information are subject to change and are for information purposes only. zfactor Inc. assumes no responsibility for errors or omissions noted on this website. Please verify all information via email or by telephone. Visit our "Contact Us" page for this information.

Content

All content including publications, products, manuals etc. referenced herein or on the Site are the exclusive property of zfactor Inc., including the look and feel of the website, www.zfactor.ca.

Viewability

This website has been created and developed with new and enhance programming lanuguage. This site is best viewed by most up to date browsers versions and technology. If this site is not viewing properly, it may be due to the browser version you are using and you may require to update your browser to the most recent version available.

Links to other websites

This website may contain hyperlinks to Web sites operated by parties other than zfactor Inc. zfactor Inc. does not control these other websites and is not responsible for their content. The inclusion of these links does not imply any endorsement of the material or any association with their operators.

Limitation of Liability

Neither zfactor Inc. nor any of its directors, employees or other representatives will be liable for damages arising out of or in connection with the use of this site. This is a comprehensive limitation of liability that applies to all damages of any kind, including (without limitation) compensatory, direct, indirect or consequential damages, loss of data, income or profit, loss of or damage to property and claims of third parties.

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Our Commitment to Your Privacy

The following information includes zfactor Inc.'s policy for using our website. zfactor Inc. will be referred to hereafter as zfactor. Policies and guidelines will be updated periodically and it is your responsibility to read, understand, and abide by them.

Your privacy on the Internet is of the utmost importance to us and we want to make your online experience both satisfying and safe.

Because we gather certain types of information about zfactor website users, we feel you should fully understand the terms and conditions surrounding the capture and use of that information. This privacy statement discloses what information we gather and how we use it.

zfactor gathers various types of information about our website users as described below:

1. Information that users provide through optional, voluntary submissions to enter profile information and preferences which allow users to receive subscribed email messages.

2. zfactor gathers tracking data derived mainly from tallying page views and related statistics throughout the site. Because we may derive certain revenues from sponsorships and advertising, providing such aggregated data may assist us in providing customer related benefits. Also, this information allows us to better tailor our content to users' needs, it helps our advertisers and sponsors be more effective, and better relates the demographics of our audience. We make available the opportunity for sponsors/advertisers to be included in subscribed email messages most pertinent to their needs. We do not track the usage patterns of individual users. Advertisers/sponsors will never know that a specific user clicked their ad. We will not disclose any information about any individual user except to comply with applicable law or valid legal process or to protect the personal safety of our users or the public. Under no circumstances does zfactor divulge any information about an individual user to a third party, unless expressly permitted by the user.

zfactor gathers user information in the following processes:

Optional Voluntary Submission

We offer the following free services, which require some type of voluntary submission of personal information by users:

1. Email Subscriber lists - In order to gain access and participate in some areas of the zfactor website or emails, individuals must first join the subscriber list by submitting their first and last name, email address and personal preferences in order to create an individual member profile. Email addresses may also be obtained through various means including lesson applications (via telephone or internet and by permission only) or any advertised material instructing it's purpose, etc. which may include email contact information expressly provided by the individual.

2. Surveys – zfactor may occasionally conduct user surveys to better target content to our or our clients' audience. We sometimes share the aggregated demographic information in these surveys with our sponsors, advertisers, clients and partners. We never share any of this information about specific individuals with any third party unless expressly permitted by the user or specifically stated prior to any user information is gathered.

Limiting Use, Disclosure and Retention of Personal Information

zfactor shall not use or disclose personal information for purposes other than those for which it was collected, except with the consent of the individual or as required by law.

zfactor shall retain personal information only as long as necessary for the fulfillment of those purposes or as required or permitted by law. Only zfactor employees with a business need to know, or whose duties reasonably so require, are granted access to personal information about individuals. zfactor shall maintain reasonable and systematic controls, schedules and practices for information and records retention and destruction which apply to personal information that is no longer necessary or relevant for the identified purposes or required or permitted by law to be retained. Such information shall be destroyed, erased or made anonymous. zfactor shall protect personal information by security safeguards appropriate to the sensitivity of the information. zfactor shall take appropriate and reasonable steps to protect personal information against such risks as loss or theft, unauthorized access, disclosure, copying, use, modification or destruction.

Usage Tracking

zfactor tracks user traffic patterns. However, we do not correlate this information with data about individual users. zfactor Inc sometimes tracks and catalogs the search terms users enter in our search functions, but this tracking is never associated with individual users. We use tracking information to determine which areas of our site users like and don't like based on traffic to those areas. We do not track what individual users read, but rather how well each page performs overall. This helps us continue to build a better service for you.

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Use of Information

zfactor uses information voluntarily given by our users to enhance their experience within our site, whether to provide interactive or personalized elements on the site or to better prepare future content based on the interests of our users.

Security

zfactor operates secure data networks protected by industry standard firewall, encryption and password protection systems. Our security and privacy policies are periodically reviewed and enhanced as necessary and only authorized individuals have access to the information provided by our customers.

Opt-Out Policy

zfactor users may at any time opt-out, change or update profile information by ways and means supplied through the communication they are receiving.

Personal Consent

By using this site, you consent to the collection and use of this information by zfactor Inc. If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it.
If you have any questions or problems, please contact us at info@zfactor.ca or call us at 519-884-2000

Terms of Use and Privacy Policy zfactor Inc. © 2012